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"You were professional in every sense of the word"
"I want you to know how much we appreciate the way you managed the listing & selling of our home in 10 days no less & at our listing price!!
Retirees - Joe & Sylvia Pendergrass, Hayden, Id.
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Pre-Qualify For Your Mortgage

Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.

In the pre-qualification process, you will find out:

- Exactly how much home or land you can afford.

- How much cash you will need for the down payment.

- The minimum down payment, and advantages of higher down payments.

- What the bank feels you can afford for a monthly payment.

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.

Remember: We will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our Affiliate Lenders. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Coeur d'Alene, Post Falls and Hayden Realtors to offer services such as these.

When you hire one of our Affiliate Lenders (Highly Referred) and us as your Buyers Agent, you will receive $400 in cash toward your closing costs.

Once you fill out the form, we will quickly process your information and get right back to you!

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School Reports in Coeur d'Alene, Post Falls and Hayden, Idaho

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Real Estate Tips

Home Inspections >Serious Inspections

When you are involved in the process of buying a home, it is safe to assume that you will probably find one that you like, make an offer, and purchase it. There are many steps along the way, and more and more buyers in the market today want guarantees. Inspections by structural engineers and environmental specialists often turn up something wrong with the property you want to buy. Many sales have been halted or delayed because asbestos, lead, or radon was found on the property.

If a problem has been found with the property you want to buy, ask yourself two questions:
1) Can the problem be fixed?
2) If so, what will it cost to repair it?

Some of the following problems could keep you from purchasing a property, if:
1) the house rests on a fault line;
2) the water supply is contaminated;
3) there is a severe crack in the foundation;
4) the house is located under electro-magnetic power lines;
5) the house is contaminated with radon gas.

Enlist your real estate agent's help in identifying the existence of any of these problems prior to buying property.

	See All Tips In The "Home Inspections" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia

Q	What is the average age range of a second-home buyer in the United States?
A	Currently, second-home buyers in America are most often between 41 and 44 years of age.
See More Real Estate Trivia >

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The Lake City Team, REALTOR®, real estate agent and broker for Coeur d'Alene, Post Falls and Hayden, Idaho home listings, property and land for sale - NUMBER1EXPERT

Sherry (Zellars) Brower & Phil Brower
Realteam Real Estate Center
296 W Sunset Ave.
Coeur d'Alene, ID. 83815
Direct Line to Phil: 509-993-3644
Home office Phone: 509-892-1086
Fax: 509 279-0559
Sherry's cell : 208-661-0191
Email: phil@lakecityteam.com
Email: sherry@lakecityteam.com
SHERRY is a 17 yr Realtor who is the administrator. She works behind the scenes. Phil IS ONLY ONE CALL OR E-MAIL AWAY FROM HELPING YOU FIND THE RIGHT PROPERTY!! WHETHER IT'S A SMALL COTTAGE, A BRAND NEW HOME, A LUXURY WATERFRONT ESTATE, 5 ACRES OF RAW LAND, OR A DUPLEX, he is constantly previewing all newly listed properties. When you hire us (at no extra charge to you) we will give you our full attention starting with, LISTENING to your NEEDS & DESIRES, e-mailing you lots of PROPERTY PHOTOS to review privately, recommending experienced lenders with the BEST LOANS, suggesting favorite ACCOMODATIONS for your visit, showing you YOUR CHOICE of properties, negotiating for your BEST INTERESTS, recommending INSPECTORS who have a critical eye, TITLE Companies to expedite the paperwork, & recommending CONTRACTORS to make the property your own. We specialize in helping you make your next move the best you've ever had!! Representing a dedication to his profession, Phil is a candidate of the Certified Residential Specialist designation. Phil would love to talk to you about your real estate needs and get you started toward owning property in North Idaho, so call him today!

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