Coeur d'Alene, Post Falls and Hayden real estate and homes for sale in Idaho, waterfront real estate, condos - Sherry Zellars , REALTORS® Sherry Zellars   REALTORS(r) for Coeur d'Alene, Post Falls and Hayden, Idaho real estate, waterfront real estate, condos - NUMBER1EXPERTS™ Sherry Zellars   NUMBER1EXPERTS(tm) for Coeur d'Alene, Post Falls and Hayden, Idaho real estate, waterfront real estate, condos
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Sherry Zellars  , REALTORŪ, real estate agents and broker for Coeur d'Alene, Post Falls and Hayden Idaho home listings, property and land for sale - NUMBER1EXPERT(tm)
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All agents are NOT alike! I have 15 yrs experience helping 500+ clients. Call me: 208-661-0191 or toll free 866-490-7871.


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I add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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I lay in bed at night just thinking about how lucky we are. Thanks for making our dreams a reality.
Kevin & Debra Riordan
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Mortgage Prequalification: Coeur d'Alene, Post Falls and Hayden Idaho home buying, real estate listings, and homes for sale in Kootenai County, ID
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my Affiliate Lenders. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Coeur d'Alene, Post Falls and Hayden Realtor to offer services such as these. 

When you hire one of my Affiliate Lenders (Highly Referred) and me as your Buyers Agent, you will receive $400 in cash toward your closing costs.  

Once you fill out the form, I will quickly process your information and get right back to you! 

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Real Estate Tips
Closing or Settlement >Real Estate Repairs

In most real estate transactions there are a few responsibilities that the sellers need to handle before the closing, such as repairs and termite extermination. The deadline for completing these obligations usually coincides with the actual closing. Many sellers barely make that deadline. Those who wait until the last minute to handle these matters may miss the deadline altogether or pay high rates in order to get a plumber, roofer or electrician on an emergency basis.

Your buyers will probably get a structural inspection done after the contract is ratified. Within 10 days of the contract's acceptance by all parties, the pest inspection should be scheduled. Even though sellers usually know well in advance what is needed, they sometimes put things off until the buyers have finalized the loan approval process. Since these repairs will have to be made anyway, it is a good idea to get them done promptly.

See All Tips In The "Closing or Settlement" Category >
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Real Estate Trivia
Q 
What does "contingency" mean in real estate?

A 
A contingency is a specified event that must take place before a home purchase contract is binding; for example, a sale can be said to be "contingent upon the sale of the buyer's current residence."
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Sherry Zellars  , REALTORŪ, real estate agents and broker for Coeur d'Alene, Post Falls and Hayden Idaho home listings, property and land for sale - NUMBER1EXPERT(tm)

Sherry Zellars
Lakeshore Realty

1100 E Lakeshore Dr. # 101
Coeur d'Alene, ID. 83814
Direct Line to Sherry : 509-993-3644
Toll Free: 1-866-490-7871
Voice mail : 208-665-2443
Fax: 208-666-0783
Email: Sherry@LakeCityTeam.com
Email: sher@lakeshorenw.com

SHERRY IS ONLY ONE CALL OR E-MAIL AWAY FROM HELPING YOU FIND THE RIGHT PROPERTY!! WHETHER IT'S A SMALL COTTAGE, A BRAND NEW HOME, A LUXURY WATERFRONT ESTATE, 5 ACRES OF RAW LAND, OR A DUPLEX, she is constantly previewing all newly listed properties. When you hire Sherry (at no extra charge to you) she will give you her full attention starting with, LISTENING to your NEEDS & DESIRES, e-mailing you lots of PROPERTY PHOTOS to review privately, recommending experienced lenders with the BEST LOANS, suggesting favorite ACCOMODATIONS for your visit, showing you YOUR CHOICE of properties, negotiating for your BEST INTERESTS, recommending INSPECTORS who have a critical eye, TITLE Companies to expedite the paperwork, & recommending CONTRACTORS to make the property your own. Over 15 yrs as a full time Realtor specializing in helping hundreds of clients can go a long way towards making your next move the best you've ever had!! Representing a dedication to her profession, Sherry in an ABR, Accredited Buyer Representative, and a SRES, Seniors Real Estate Specialist. Every year Sherry has been a multi million $ producer. Sherry would love to talk to you about your real estate needs and get you started toward owning property in North Idaho, so call her today!

ABREqual HousingSRESMLSREALTOR



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