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Real Estate Dictionary: Coeur d'Alene, Post Falls and Hayden Idaho home buying, real estate listings, and homes for sale in Kootenai County, ID

Welcome > Resources > Real Estate Dictionary - A

Underwriting	The process of analyzing a borrower's capability to honor repayment of a loan (evaluating his or her credit, assets, employment) along with the value of the property being purchased, to help minimize the risk involved for the party lending the purchase money
Unilateral contract	A one-sided contract in which only one party is legally under obligation by the terms of the contract; one party promises an action to the second party, who is not legally required to respond, but if the second part does comply, then the first party is obligated to honor the promise made
Unsecured loan	A loan that is not guaranteed by collateral
Usury	The act of charging more than the maximum rate of interest permitted by law

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Sherry Zellars , REALTORŽ, real estate agents and broker for Coeur d'Alene, Post Falls and Hayden Idaho home listings, property and land for sale - NUMBER1EXPERT(tm)

Sherry Zellars
Lakeshore Realty
1100 E Lakeshore Dr. # 101
Coeur d'Alene, ID. 83814
Direct Line to Sherry : 509-993-3644
Toll Free: 1-866-490-7871
Voice mail : 208-665-2443
Fax: 208-666-0783
Email: Sherry@LakeCityTeam.com
Email: phil@lakeshorenw.com
Phil IS ONLY ONE CALL OR E-MAIL AWAY FROM HELPING YOU FIND THE RIGHT PROPERTY!! WHETHER IT'S A SMALL COTTAGE, A BRAND NEW HOME, A LUXURY WATERFRONT ESTATE, 5 ACRES OF RAW LAND, OR A DUPLEX, he is constantly previewing all newly listed properties. When you hire Phil (at no extra charge to you) he will give you his full attention starting with, LISTENING to your NEEDS & DESIRES, e-mailing you lots of PROPERTY PHOTOS to review privately, recommending experienced lenders with the BEST LOANS, suggesting favorite ACCOMODATIONS for your visit, showing you YOUR CHOICE of properties, negotiating for your BEST INTERESTS, recommending INSPECTORS who have a critical eye, TITLE Companies to expedite the paperwork, & recommending CONTRACTORS to make the property your own. Phil is a full time Realtor, specializing in helping clients can go a long way towards making your next move the best you've ever had!! Representing a dedication to his profession, Phil is a candidate of the Certified Residential Specialist designation. Phil would love to talk to you about your real estate needs and get you started toward owning property in North Idaho, so call him today!

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