All agents are NOT alike! I have 15 yrs experience helping 500+ clients. Call me: 208-661-0191 or toll free 866-490-7871.

Find Out About the Latest Homes for Sale First!
I add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
Find Out More >
View All Offers >

"Your follow through was outstanding"
"We have shared our experience with our friends and if they need a Realtor in the CDA area they know who to call"
Investors-Richard & Cristie LaVallee
Read Quote >
View All Quotes >

Compare three mortgages at one time. Download TripleCalc now. It's free.

Find Out More >
Download Now >

Sherry Zellars is one of The Top Selling Real Estate Experts™
Find Out More >

Real Estate Dictionary: Coeur d'Alene, Post Falls and Hayden Idaho home buying, real estate listings, and homes for sale in Kootenai County, ID

Welcome > Resources > Real Estate Dictionary - A

VA guarantee	An insurance contract for which the Veterans Administration (VA) guarantees the lender's recovery of a designated percentage of the loan amount from the insurer in the event that the borrower defaults on the loan
VA loan, or Government mortgage	A mortgage loan available to qualified military veterans which is guaranteed by the Department of Veteran Affairs, usually offering either no down payment or a low down payment
Valuation	The estimated of value of a property
Variable rate mortgage, or Adjusted rate mortgage	A mortgage with interest rates that may fluctuate based on market conditions
Verification of Deposit	A statement signed by the borrower's financial institution that verifies the current balances in the borrower's accounts
Verification of Employment	A statement signed by the borrower's employer that verifies the borrower's current position and salary
Vest	To pass an immediate right on to a person
Vested	Having the right to withdraw a percentage of a fund before its agreed-upon maturity date; e.g., the percentage vested to individuals with retirement funds differs; if someone is 80% vested, that means they can only withdraw 80% of the funds set aside for them until its maturity
Department of Veterans Affairs (VA)	A federal agency that insures residential mortgages made to eligible military veterans, which thereby encourages loans being made to veterans

Did I Miss the Word YOU Are Looking For?

Is there a real estate word that I failed to explain here in our dictionary for homebuyers and sellers? Let me be your personal real estate dictionary! I'll send a brief explanation of any word or term that you encounter when buying and selling property.

Do you have a suggestion of a real estate word that should be included? Let me know! I always appreciate feedback.

Fill out the form below for a quick response from me by email. It's free, without obligation, and I guarantee your privacy.

	About You
* Your Name:
* Your Email Address:
Your Street Address:
City:
State:
Country:
Zip/Postal Code:
Phone:
	Additional Info
Ask Your Question Here!
Send Latest Listings:
Send Latest News:

*Please note that fields marked with an asterisk are required.

Quick Response Guarantee >
I Guarantee Your Privacy >
Free & Without Obligation >

Landscaping Contractor- Smith Landscape
A Family Owned Business. Heidi Smith. Give this woman a call! 208-755-8206
Find Out More >
View All Affiliates >

Sherry Zellars , REALTORŽ, real estate agents and broker for Coeur d'Alene, Post Falls and Hayden Idaho home listings, property and land for sale - NUMBER1EXPERT(tm)

Sherry Zellars
Lakeshore Realty
1100 E Lakeshore Dr. # 101
Coeur d'Alene, ID. 83814
Direct Line to Sherry : 509-993-3644
Toll Free: 1-866-490-7871
Voice mail : 208-665-2443
Fax: 208-666-0783
Email: Sherry@LakeCityTeam.com
Email: phil@lakeshorenw.com
Phil IS ONLY ONE CALL OR E-MAIL AWAY FROM HELPING YOU FIND THE RIGHT PROPERTY!! WHETHER IT'S A SMALL COTTAGE, A BRAND NEW HOME, A LUXURY WATERFRONT ESTATE, 5 ACRES OF RAW LAND, OR A DUPLEX, he is constantly previewing all newly listed properties. When you hire Phil (at no extra charge to you) he will give you his full attention starting with, LISTENING to your NEEDS & DESIRES, e-mailing you lots of PROPERTY PHOTOS to review privately, recommending experienced lenders with the BEST LOANS, suggesting favorite ACCOMODATIONS for your visit, showing you YOUR CHOICE of properties, negotiating for your BEST INTERESTS, recommending INSPECTORS who have a critical eye, TITLE Companies to expedite the paperwork, & recommending CONTRACTORS to make the property your own. Phil is a full time Realtor, specializing in helping clients can go a long way towards making your next move the best you've ever had!! Representing a dedication to his profession, Phil is a candidate of the Certified Residential Specialist designation. Phil would love to talk to you about your real estate needs and get you started toward owning property in North Idaho, so call him today!

www.LakeCityTeam.com is brought to you by Sherry Zellars
NUMBER1EXPERTS™ in real estate for Coeur d'Alene, Post Falls and Hayden, Idaho, waterfront real estate, luxury real estate

Read my Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge