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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Sherry, a proven Coeur d'Alene, Post Falls and Hayden, Idaho NUMBER1EXPERT™ Top Selling real estate agent.
Find Coeur d'Alene, Post Falls and Hayden Homes - Find Coeur d'Alene, Post Falls and Hayden, Idaho real estate listings & homes for sale provided by Sherry, your local expert real estate agent.
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Coeur d'Alene, Post Falls and Hayden Information - Find local information on Coeur d'Alene, Post Falls and Hayden, Idaho including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Sherry, a proven NUMBER1EXPERT™ Top Selling real estate agent.
Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Sherry, a proven Coeur d'Alene, Post Falls and Hayden, Idaho NUMBER1EXPERT™ Top Selling real estate agent.
About Sherry - Information about Sherry including testimonials, guarantees, credentials, and contact information. Learn why Sherry is a proven Coeur d'Alene, Post Falls and Hayden, Idaho NUMBER1EXPERT™ Top Selling real estate agent.

Real Estate Tips
Titles >Do You Really Need Title Insurance
When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.
It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.
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Real Estate Trivia
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Who is "Freddie Mac", and why is he a big name in real estate?
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"Freddie Mac" is the nickname for FHLMC, the Federal Home Loan Mortgage Corporation, which buys mortgages from lending agencies, thus allowing lenders to continually replenish funds for new mortgage loans. |
See More Real Estate Trivia > |
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Sherry (Zellars) Brower & Phil Brower Realteam Real Estate Center 296 W Sunset Ave. Coeur d'Alene, ID. 83815 Direct Line to Phil: 509-993-3644 Home office Phone: 509-892-1086 Fax: 509 279-0559 Sherry's cell : 208-661-0191 Email: phil@lakecityteam.com Email: cdapeanut@yahoo.com
SHERRY is a 17 yr Realtor who is the administrator. She works behind the scenes. Phil IS ONLY ONE CALL OR E-MAIL AWAY FROM HELPING YOU FIND THE RIGHT PROPERTY!! WHETHER IT'S A SMALL COTTAGE, A BRAND NEW HOME, A LUXURY WATERFRONT ESTATE, 5 ACRES OF RAW LAND, OR A DUPLEX, he is constantly previewing all newly listed properties.
When you hire us (at no extra charge to you) we will give you our full attention starting with, LISTENING to your NEEDS & DESIRES, e-mailing you lots of PROPERTY PHOTOS to review privately, recommending experienced lenders with the BEST LOANS, suggesting favorite ACCOMODATIONS for your visit, showing you YOUR CHOICE of properties, negotiating for your BEST INTERESTS, recommending INSPECTORS who have a critical eye, TITLE Companies to expedite the paperwork, & recommending CONTRACTORS to make the property your own.
We specialize in helping you make your next move the best you've ever had!!
Representing a dedication to his profession, Phil is a candidate of the Certified Residential Specialist designation.
Phil would love to talk to you about your real estate needs and get you started toward owning property in North Idaho, so call him today! 

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